Structured Settlements are a guaranteed and tax-free means to manage a settlement and provide for future needs. As the name implies, a “structure” is perhaps the strongest and safest way to allocate settlement funds to provide for the future. They are only available to plaintiffs who have been physically injured or suffered the loss of a loved one.

As an insurance contract, there is only a guaranteed return. There is no fluctuating account value dependent upon inflation, international conflict or changing market conditions. Thus, a structured settlement has as little or less risk than virtually any other instrument and is backed up by a huge insurance company and a state guarantee association. Structured Settlements are the only instruments that check all three boxes of being guaranteed, tax-free and offering lifetime payments.